This policy covers an Employee in the event of death of the Employee during service with the Employer.
The life assurance benefit payable is equal to a multiple of the Employee’s annual basic salary or a fixed sum assured, subject to the amounts agreed upon between the Policyholder (the Employer) and Kenyan Alliance.

Applicable Riders

1. Critical Illness benefit: A portion of the main cover benefit is payable on first diagnosis of defined critical illness during the duration of a cover.
2. Permanent Total Disability benefit: The main cover benefit is payable upon provision of medical evidence of a permanent total disability during the duration of a cover
3. Funeral Expense benefit: A pre-selected lump sum is payable on death and upon notification and provision of a burial permit.
4. Retrenchment benefit: in the event of retrenchment, full/a portion of a member’s is payable for an agreed period.
5. WIBA: This is a rider that cost effectively upgrades a group life scheme into a WIBA compliant plan. Like the group life plan it is attached to, the cover is on 24-hour basis.